30Y Mortgage (FRED): 7.32% 15Y Mortgage: 6.68% Fed Funds: 3.88% 10Y Treasury: 4.96% USD/MXN: $18.50 IRS Std. Deduction 2026: $15,000
Inicio › Hipoteca EE.UU. › $120,000
Tasa Oficial Reserva Federal (FRED) + Property Tax

Pago Mensual de una Hipoteca de $120,000 a 15 Años en EE.UU. (6.68% APR)

Pago Mensual Total Estimado (PITI en Texas)
$1,050.79 / mes
Capital e Interés (P&I)$845.79/mes
Property Tax (1.60%)$160.00/mes
Seguro de Casa (Home Ins.)$45.00/mes
Préstamo Neto (20% Down)$96,000

Tabla de Amortización Anual (15 Años)

AñoCapital PagadoInterés PagadoSaldo Restante
Year 1$3,853.23$6,296.25$92,146.77
Year 2$4,118.66$6,030.82$88,028.11
Year 3$4,402.37$5,747.11$83,625.74
Year 4$4,705.62$5,443.86$78,920.12
Year 5$5,029.76$5,119.72$73,890.36
Year 6$5,376.23$4,773.25$68,514.14
Year 7$5,746.56$4,402.92$62,767.58
Year 8$6,142.40$4,007.08$56,625.17
Year 9$6,565.52$3,583.96$50,059.66
Year 10$7,017.77$3,131.71$43,041.89
Year 11$7,501.18$2,648.30$35,540.70
Year 12$8,017.89$2,131.59$27,522.81
Year 13$8,570.19$1,579.29$18,952.62
Year 14$9,160.54$988.94$9,792.09
Year 15$9,791.55$357.93$0.54

Simulaciones Rápidas de Hipoteca en EE.UU.