30Y Mortgage (FRED): 7.32% 15Y Mortgage: 6.68% Fed Funds: 3.88% 10Y Treasury: 4.96% USD/MXN: $18.50 IRS Std. Deduction 2026: $15,000
Inicio › Hipoteca EE.UU. › $130,000
Tasa Oficial Reserva Federal (FRED) + Property Tax

Pago Mensual de una Hipoteca de $130,000 a 15 Años en EE.UU. (6.68% APR)

Pago Mensual Total Estimado (PITI en Texas)
$1,138.35 / mes
Capital e Interés (P&I)$916.27/mes
Property Tax (1.60%)$173.33/mes
Seguro de Casa (Home Ins.)$48.75/mes
Préstamo Neto (20% Down)$104,000

Tabla de Amortización Anual (15 Años)

AñoCapital PagadoInterés PagadoSaldo Restante
Year 1$4,174.31$6,820.93$99,825.69
Year 2$4,461.85$6,533.39$95,363.85
Year 3$4,769.20$6,226.04$90,594.65
Year 4$5,097.72$5,897.52$85,496.93
Year 5$5,448.86$5,546.38$80,048.07
Year 6$5,824.20$5,171.04$74,223.87
Year 7$6,225.39$4,769.85$67,998.47
Year 8$6,654.22$4,341.02$61,344.25
Year 9$7,112.59$3,882.65$54,231.66
Year 10$7,602.53$3,392.71$46,629.13
Year 11$8,126.22$2,869.02$38,502.92
Year 12$8,685.98$2,309.26$29,816.93
Year 13$9,284.30$1,710.94$20,532.63
Year 14$9,923.84$1,071.40$10,608.79
Year 15$10,607.43$387.81$1.35

Simulaciones Rápidas de Hipoteca en EE.UU.