30Y Mortgage (FRED): 7.32% 15Y Mortgage: 6.68% Fed Funds: 3.88% 10Y Treasury: 4.96% USD/MXN: $18.50 IRS Std. Deduction 2026: $15,000
Inicio › Hipoteca EE.UU. › $250,000
Tasa Oficial Reserva Federal (FRED) + Property Tax

Pago Mensual de una Hipoteca de $250,000 a 15 Años en EE.UU. (6.68% APR)

Pago Mensual Total Estimado (PITI en Texas)
$2,189.15 / mes
Capital e Interés (P&I)$1,762.07/mes
Property Tax (1.60%)$333.33/mes
Seguro de Casa (Home Ins.)$93.75/mes
Préstamo Neto (20% Down)$200,000

Tabla de Amortización Anual (15 Años)

AñoCapital PagadoInterés PagadoSaldo Restante
Year 1$8,027.66$13,117.18$191,972.34
Year 2$8,580.64$12,564.20$183,391.70
Year 3$9,171.70$11,973.14$174,219.99
Year 4$9,803.48$11,341.36$164,416.51
Year 5$10,478.78$10,666.06$153,937.72
Year 6$11,200.60$9,944.24$142,737.12
Year 7$11,972.14$9,172.70$130,764.98
Year 8$12,796.82$8,348.02$117,968.16
Year 9$13,678.31$7,466.53$104,289.85
Year 10$14,620.53$6,524.31$89,669.32
Year 11$15,627.64$5,517.20$74,041.68
Year 12$16,704.13$4,440.71$57,337.55
Year 13$17,854.77$3,290.07$39,482.78
Year 14$19,084.67$2,060.17$20,398.10
Year 15$20,398.10$745.55$0.00

Simulaciones Rápidas de Hipoteca en EE.UU.