30Y Mortgage (FRED): 7.32% 15Y Mortgage: 6.68% Fed Funds: 3.88% 10Y Treasury: 4.96% USD/MXN: $18.50 IRS Std. Deduction 2026: $15,000
Inicio › Hipoteca EE.UU. › $265,000
Tasa Oficial Reserva Federal (FRED) + Property Tax

Pago Mensual de una Hipoteca de $265,000 a 15 Años en EE.UU. (6.68% APR)

Pago Mensual Total Estimado (PITI en Texas)
$2,320.50 / mes
Capital e Interés (P&I)$1,867.79/mes
Property Tax (1.60%)$353.33/mes
Seguro de Casa (Home Ins.)$99.38/mes
Préstamo Neto (20% Down)$212,000

Tabla de Amortización Anual (15 Años)

AñoCapital PagadoInterés PagadoSaldo Restante
Year 1$8,509.27$13,904.21$203,490.73
Year 2$9,095.42$13,318.06$194,395.31
Year 3$9,721.95$12,691.53$184,673.36
Year 4$10,391.63$12,021.85$174,281.73
Year 5$11,107.44$11,306.04$163,174.28
Year 6$11,872.56$10,540.92$151,301.72
Year 7$12,690.39$9,723.09$138,611.33
Year 8$13,564.55$8,848.93$125,046.78
Year 9$14,498.92$7,914.56$110,547.86
Year 10$15,497.66$6,915.82$95,050.19
Year 11$16,565.20$5,848.28$78,484.99
Year 12$17,706.27$4,707.21$60,778.72
Year 13$18,925.94$3,487.54$41,852.78
Year 14$20,229.63$2,183.85$21,623.15
Year 15$21,623.12$790.36$0.03

Simulaciones Rápidas de Hipoteca en EE.UU.