30Y Mortgage (FRED): 7.32% 15Y Mortgage: 6.68% Fed Funds: 3.88% 10Y Treasury: 4.96% USD/MXN: $18.50 IRS Std. Deduction 2026: $15,000
Inicio › Hipoteca EE.UU. › $270,000
Tasa Oficial Reserva Federal (FRED) + Property Tax

Pago Mensual de una Hipoteca de $270,000 a 15 Años en EE.UU. (6.68% APR)

Pago Mensual Total Estimado (PITI en Texas)
$2,364.28 / mes
Capital e Interés (P&I)$1,903.03/mes
Property Tax (1.60%)$360.00/mes
Seguro de Casa (Home Ins.)$101.25/mes
Préstamo Neto (20% Down)$216,000

Tabla de Amortización Anual (15 Años)

AñoCapital PagadoInterés PagadoSaldo Restante
Year 1$8,669.81$14,166.55$207,330.19
Year 2$9,267.02$13,569.34$198,063.18
Year 3$9,905.36$12,931.00$188,157.81
Year 4$10,587.68$12,248.68$177,570.14
Year 5$11,317.00$11,519.36$166,253.14
Year 6$12,096.55$10,739.81$154,156.59
Year 7$12,929.81$9,906.55$141,226.78
Year 8$13,820.46$9,015.90$127,406.32
Year 9$14,772.46$8,063.90$112,633.86
Year 10$15,790.04$7,046.32$96,843.82
Year 11$16,877.72$5,958.64$79,966.10
Year 12$18,040.32$4,796.04$61,925.78
Year 13$19,283.00$3,553.36$42,642.78
Year 14$20,611.28$2,225.08$22,031.50
Year 15$22,031.06$805.30$0.44

Simulaciones Rápidas de Hipoteca en EE.UU.