30Y Mortgage (FRED): 7.32% 15Y Mortgage: 6.68% Fed Funds: 3.88% 10Y Treasury: 4.96% USD/MXN: $18.50 IRS Std. Deduction 2026: $15,000
Inicio › Hipoteca EE.UU. › $290,000
Tasa Oficial Reserva Federal (FRED) + Property Tax

Pago Mensual de una Hipoteca de $290,000 a 15 Años en EE.UU. (6.68% APR)

Pago Mensual Total Estimado (PITI en Texas)
$2,539.42 / mes
Capital e Interés (P&I)$2,044.00/mes
Property Tax (1.60%)$386.67/mes
Seguro de Casa (Home Ins.)$108.75/mes
Préstamo Neto (20% Down)$232,000

Tabla de Amortización Anual (15 Años)

AñoCapital PagadoInterés PagadoSaldo Restante
Year 1$9,312.08$15,215.92$222,687.92
Year 2$9,953.53$14,574.47$212,734.40
Year 3$10,639.16$13,888.84$202,095.24
Year 4$11,372.02$13,155.98$190,723.21
Year 5$12,155.37$12,372.63$178,567.84
Year 6$12,992.68$11,535.32$165,575.17
Year 7$13,887.66$10,640.34$151,687.51
Year 8$14,844.29$9,683.71$136,843.22
Year 9$15,866.82$8,661.18$120,976.40
Year 10$16,959.78$7,568.22$104,016.61
Year 11$18,128.04$6,399.96$85,888.58
Year 12$19,376.76$5,151.24$66,511.82
Year 13$20,711.50$3,816.50$45,800.32
Year 14$22,138.18$2,389.82$23,662.13
Year 15$23,662.13$864.86$0.00

Simulaciones Rápidas de Hipoteca en EE.UU.