30Y Mortgage (FRED): 7.32% 15Y Mortgage: 6.68% Fed Funds: 3.88% 10Y Treasury: 4.96% USD/MXN: $18.50 IRS Std. Deduction 2026: $15,000
Inicio › Hipoteca EE.UU. › $295,000
Tasa Oficial Reserva Federal (FRED) + Property Tax

Pago Mensual de una Hipoteca de $295,000 a 15 Años en EE.UU. (6.68% APR)

Pago Mensual Total Estimado (PITI en Texas)
$2,583.20 / mes
Capital e Interés (P&I)$2,079.24/mes
Property Tax (1.60%)$393.33/mes
Seguro de Casa (Home Ins.)$110.63/mes
Préstamo Neto (20% Down)$236,000

Tabla de Amortización Anual (15 Años)

AñoCapital PagadoInterés PagadoSaldo Restante
Year 1$9,472.61$15,478.27$226,527.39
Year 2$10,125.12$14,825.76$216,402.27
Year 3$10,822.57$14,128.31$205,579.69
Year 4$11,568.07$13,382.81$194,011.62
Year 5$12,364.92$12,585.96$181,646.70
Year 6$13,216.66$11,734.22$168,430.03
Year 7$14,127.08$10,823.80$154,302.96
Year 8$15,100.20$9,850.68$139,202.76
Year 9$16,140.36$8,810.52$123,062.40
Year 10$17,252.16$7,698.72$105,810.24
Year 11$18,440.55$6,510.33$87,369.68
Year 12$19,710.81$5,240.07$67,658.88
Year 13$21,068.56$3,882.32$46,590.32
Year 14$22,519.84$2,431.04$24,070.48
Year 15$24,070.48$879.80$0.00

Simulaciones Rápidas de Hipoteca en EE.UU.