30Y Mortgage (FRED): 7.32% 15Y Mortgage: 6.68% Fed Funds: 3.88% 10Y Treasury: 4.96% USD/MXN: $18.50 IRS Std. Deduction 2026: $15,000
Inicio › Hipoteca EE.UU. › $315,000
Tasa Oficial Reserva Federal (FRED) + Property Tax

Pago Mensual de una Hipoteca de $315,000 a 15 Años en EE.UU. (6.68% APR)

Pago Mensual Total Estimado (PITI en Texas)
$2,758.33 / mes
Capital e Interés (P&I)$2,220.20/mes
Property Tax (1.60%)$420.00/mes
Seguro de Casa (Home Ins.)$118.13/mes
Préstamo Neto (20% Down)$252,000

Tabla de Amortización Anual (15 Años)

AñoCapital PagadoInterés PagadoSaldo Restante
Year 1$10,114.76$16,527.64$241,885.24
Year 2$10,811.50$15,830.90$231,073.75
Year 3$11,556.23$15,086.17$219,517.52
Year 4$12,352.27$14,290.13$207,165.25
Year 5$13,203.14$13,439.26$193,962.11
Year 6$14,112.62$12,529.78$179,849.50
Year 7$15,084.74$11,557.66$164,764.75
Year 8$16,123.84$10,518.56$148,640.92
Year 9$17,234.50$9,407.90$131,406.42
Year 10$18,421.68$8,220.72$112,984.74
Year 11$19,690.63$6,951.77$93,294.11
Year 12$21,046.99$5,595.41$72,247.11
Year 13$22,496.79$4,145.61$49,750.33
Year 14$24,046.45$2,595.95$25,703.88
Year 15$25,702.85$939.55$1.03

Simulaciones Rápidas de Hipoteca en EE.UU.