30Y Mortgage (FRED): 7.32% 15Y Mortgage: 6.68% Fed Funds: 3.88% 10Y Treasury: 4.96% USD/MXN: $18.50 IRS Std. Deduction 2026: $15,000
Inicio › Hipoteca EE.UU. › $320,000
Tasa Oficial Reserva Federal (FRED) + Property Tax

Pago Mensual de una Hipoteca de $320,000 a 15 Años en EE.UU. (6.68% APR)

Pago Mensual Total Estimado (PITI en Texas)
$2,802.11 / mes
Capital e Interés (P&I)$2,255.44/mes
Property Tax (1.60%)$426.67/mes
Seguro de Casa (Home Ins.)$120.00/mes
Préstamo Neto (20% Down)$256,000

Tabla de Amortización Anual (15 Años)

AñoCapital PagadoInterés PagadoSaldo Restante
Year 1$10,275.29$16,789.99$245,724.71
Year 2$10,983.09$16,082.19$234,741.62
Year 3$11,739.65$15,325.63$223,001.97
Year 4$12,548.32$14,516.96$210,453.66
Year 5$13,412.69$13,652.59$197,040.97
Year 6$14,336.60$12,728.68$182,704.36
Year 7$15,324.16$11,741.12$167,380.20
Year 8$16,379.74$10,685.54$151,000.46
Year 9$17,508.04$9,557.24$133,492.42
Year 10$18,714.06$8,351.22$114,778.36
Year 11$20,003.15$7,062.13$94,775.21
Year 12$21,381.04$5,684.24$73,394.17
Year 13$22,853.84$4,211.44$50,540.33
Year 14$24,428.10$2,637.18$26,112.23
Year 15$26,110.79$954.49$1.44

Simulaciones Rápidas de Hipoteca en EE.UU.