30Y Mortgage (FRED): 7.32% 15Y Mortgage: 6.68% Fed Funds: 3.88% 10Y Treasury: 4.96% USD/MXN: $18.50 IRS Std. Deduction 2026: $15,000
Inicio › Hipoteca EE.UU. › $345,000
Tasa Oficial Reserva Federal (FRED) + Property Tax

Pago Mensual de una Hipoteca de $345,000 a 15 Años en EE.UU. (6.68% APR)

Pago Mensual Total Estimado (PITI en Texas)
$3,021.03 / mes
Capital e Interés (P&I)$2,431.65/mes
Property Tax (1.60%)$460.00/mes
Seguro de Casa (Home Ins.)$129.38/mes
Préstamo Neto (20% Down)$276,000

Tabla de Amortización Anual (15 Años)

AñoCapital PagadoInterés PagadoSaldo Restante
Year 1$11,078.10$18,101.70$264,921.90
Year 2$11,841.19$17,338.61$253,080.71
Year 3$12,656.86$16,522.94$240,423.85
Year 4$13,528.71$15,651.09$226,895.14
Year 5$14,460.62$14,719.18$212,434.53
Year 6$15,456.72$13,723.08$196,977.81
Year 7$16,521.43$12,658.37$180,456.38
Year 8$17,659.49$11,520.31$162,796.90
Year 9$18,875.94$10,303.86$143,920.96
Year 10$20,176.18$9,003.62$123,744.78
Year 11$21,565.99$7,613.81$102,178.80
Year 12$23,051.53$6,128.27$79,127.27
Year 13$24,639.40$4,540.40$54,487.87
Year 14$26,336.65$2,843.15$28,151.21
Year 15$28,150.82$1,028.98$0.39

Simulaciones Rápidas de Hipoteca en EE.UU.