30Y Mortgage (FRED): 7.32% 15Y Mortgage: 6.68% Fed Funds: 3.88% 10Y Treasury: 4.96% USD/MXN: $18.50 IRS Std. Deduction 2026: $15,000
Inicio › Hipoteca EE.UU. › $350,000
Tasa Oficial Reserva Federal (FRED) + Property Tax

Pago Mensual de una Hipoteca de $350,000 a 15 Años en EE.UU. (6.68% APR)

Pago Mensual Total Estimado (PITI en Texas)
$3,064.81 / mes
Capital e Interés (P&I)$2,466.89/mes
Property Tax (1.60%)$466.67/mes
Seguro de Casa (Home Ins.)$131.25/mes
Préstamo Neto (20% Down)$280,000

Tabla de Amortización Anual (15 Años)

AñoCapital PagadoInterés PagadoSaldo Restante
Year 1$11,238.63$18,364.05$268,761.37
Year 2$12,012.79$17,589.89$256,748.58
Year 3$12,840.27$16,762.41$243,908.31
Year 4$13,724.76$15,877.92$230,183.55
Year 5$14,670.17$14,932.51$215,513.38
Year 6$15,680.70$13,921.98$199,832.68
Year 7$16,760.85$12,841.83$183,071.83
Year 8$17,915.39$11,687.29$165,156.44
Year 9$19,149.47$10,453.21$146,006.96
Year 10$20,468.56$9,134.12$125,538.41
Year 11$21,878.51$7,724.17$103,659.90
Year 12$23,385.58$6,217.10$80,274.33
Year 13$24,996.46$4,606.22$55,277.87
Year 14$26,718.31$2,884.37$28,559.56
Year 15$28,558.76$1,043.92$0.80

Simulaciones Rápidas de Hipoteca en EE.UU.