30Y Mortgage (FRED): 7.32% 15Y Mortgage: 6.68% Fed Funds: 3.88% 10Y Treasury: 4.96% USD/MXN: $18.50 IRS Std. Deduction 2026: $15,000
Inicio › Hipoteca EE.UU. › $355,000
Tasa Oficial Reserva Federal (FRED) + Property Tax

Pago Mensual de una Hipoteca de $355,000 a 15 Años en EE.UU. (6.68% APR)

Pago Mensual Total Estimado (PITI en Texas)
$3,108.59 / mes
Capital e Interés (P&I)$2,502.13/mes
Property Tax (1.60%)$473.33/mes
Seguro de Casa (Home Ins.)$133.13/mes
Préstamo Neto (20% Down)$284,000

Tabla de Amortización Anual (15 Años)

AñoCapital PagadoInterés PagadoSaldo Restante
Year 1$11,399.17$18,626.39$272,600.83
Year 2$12,184.38$17,841.18$260,416.45
Year 3$13,023.69$17,001.87$247,392.76
Year 4$13,920.81$16,104.75$233,471.96
Year 5$14,879.72$15,145.84$218,592.23
Year 6$15,904.69$14,120.87$202,687.54
Year 7$17,000.26$13,025.30$185,687.28
Year 8$18,171.30$11,854.26$167,515.98
Year 9$19,423.01$10,602.55$148,092.97
Year 10$20,760.94$9,264.62$127,332.03
Year 11$22,191.02$7,834.54$105,141.01
Year 12$23,719.62$6,305.94$81,421.39
Year 13$25,353.52$4,672.04$56,067.87
Year 14$27,099.96$2,925.60$28,967.91
Year 15$28,966.70$1,058.86$1.21

Simulaciones Rápidas de Hipoteca en EE.UU.