30Y Mortgage (FRED): 7.32% 15Y Mortgage: 6.68% Fed Funds: 3.88% 10Y Treasury: 4.96% USD/MXN: $18.50 IRS Std. Deduction 2026: $15,000
Inicio › Hipoteca EE.UU. › $365,000
Tasa Oficial Reserva Federal (FRED) + Property Tax

Pago Mensual de una Hipoteca de $365,000 a 15 Años en EE.UU. (6.68% APR)

Pago Mensual Total Estimado (PITI en Texas)
$3,196.17 / mes
Capital e Interés (P&I)$2,572.62/mes
Property Tax (1.60%)$486.67/mes
Seguro de Casa (Home Ins.)$136.88/mes
Préstamo Neto (20% Down)$292,000

Tabla de Amortización Anual (15 Años)

AñoCapital PagadoInterés PagadoSaldo Restante
Year 1$11,720.36$19,151.08$280,279.64
Year 2$12,527.70$18,343.74$267,751.93
Year 3$13,390.66$17,480.78$254,361.28
Year 4$14,313.05$16,558.39$240,048.22
Year 5$15,298.99$15,572.45$224,749.23
Year 6$16,352.84$14,518.60$208,396.39
Year 7$17,479.28$13,392.16$190,917.11
Year 8$18,683.32$12,188.12$172,233.79
Year 9$19,970.29$10,901.15$152,263.50
Year 10$21,345.92$9,525.52$130,917.58
Year 11$22,816.30$8,055.14$108,101.28
Year 12$24,387.97$6,483.47$83,713.30
Year 13$26,067.90$4,803.54$57,645.40
Year 14$27,863.56$3,007.88$29,781.84
Year 15$29,781.84$1,088.54$0.00

Simulaciones Rápidas de Hipoteca en EE.UU.