30Y Mortgage (FRED): 7.32% 15Y Mortgage: 6.68% Fed Funds: 3.88% 10Y Treasury: 4.96% USD/MXN: $18.50 IRS Std. Deduction 2026: $15,000
Inicio › Hipoteca EE.UU. › $370,000
Tasa Oficial Reserva Federal (FRED) + Property Tax

Pago Mensual de una Hipoteca de $370,000 a 15 Años en EE.UU. (6.68% APR)

Pago Mensual Total Estimado (PITI en Texas)
$3,239.94 / mes
Capital e Interés (P&I)$2,607.86/mes
Property Tax (1.60%)$493.33/mes
Seguro de Casa (Home Ins.)$138.75/mes
Préstamo Neto (20% Down)$296,000

Tabla de Amortización Anual (15 Años)

AñoCapital PagadoInterés PagadoSaldo Restante
Year 1$11,880.90$19,413.42$284,119.10
Year 2$12,699.30$18,595.02$271,419.80
Year 3$13,574.07$17,720.25$257,845.73
Year 4$14,509.10$16,785.22$243,336.63
Year 5$15,508.54$15,785.78$227,828.09
Year 6$16,576.83$14,717.49$211,251.26
Year 7$17,718.70$13,575.62$193,532.56
Year 8$18,939.23$12,355.09$174,593.33
Year 9$20,243.83$11,050.49$154,349.50
Year 10$21,638.30$9,656.02$132,711.20
Year 11$23,128.82$8,165.50$109,582.38
Year 12$24,722.02$6,572.30$84,860.36
Year 13$26,424.96$4,869.36$58,435.40
Year 14$28,245.21$3,049.11$30,190.19
Year 15$30,190.19$1,103.48$0.00

Simulaciones Rápidas de Hipoteca en EE.UU.