30Y Mortgage (FRED): 7.32% 15Y Mortgage: 6.68% Fed Funds: 3.88% 10Y Treasury: 4.96% USD/MXN: $18.50 IRS Std. Deduction 2026: $15,000
Inicio › Hipoteca EE.UU. › $375,000
Tasa Oficial Reserva Federal (FRED) + Property Tax

Pago Mensual de una Hipoteca de $375,000 a 15 Años en EE.UU. (6.68% APR)

Pago Mensual Total Estimado (PITI en Texas)
$3,283.73 / mes
Capital e Interés (P&I)$2,643.10/mes
Property Tax (1.60%)$500.00/mes
Seguro de Casa (Home Ins.)$140.63/mes
Préstamo Neto (20% Down)$300,000

Tabla de Amortización Anual (15 Años)

AñoCapital PagadoInterés PagadoSaldo Restante
Year 1$12,041.43$19,675.77$287,958.57
Year 2$12,870.89$18,846.31$275,087.67
Year 3$13,757.49$17,959.71$261,330.19
Year 4$14,705.15$17,012.05$246,625.04
Year 5$15,718.10$15,999.10$230,906.94
Year 6$16,800.81$14,916.39$214,106.12
Year 7$17,958.12$13,759.08$196,148.01
Year 8$19,195.14$12,522.06$176,952.87
Year 9$20,517.37$11,199.83$156,435.51
Year 10$21,930.68$9,786.52$134,504.83
Year 11$23,441.34$8,275.86$111,063.49
Year 12$25,056.07$6,661.13$86,007.42
Year 13$26,782.02$4,935.18$59,225.40
Year 14$28,626.86$3,090.34$30,598.54
Year 15$30,598.54$1,118.42$0.00

Simulaciones Rápidas de Hipoteca en EE.UU.