30Y Mortgage (FRED): 7.32% 15Y Mortgage: 6.68% Fed Funds: 3.88% 10Y Treasury: 4.96% USD/MXN: $18.50 IRS Std. Deduction 2026: $15,000
Inicio › Hipoteca EE.UU. › $420,000
Tasa Oficial Reserva Federal (FRED) + Property Tax

Pago Mensual de una Hipoteca de $420,000 a 15 Años en EE.UU. (6.68% APR)

Pago Mensual Total Estimado (PITI en Texas)
$3,677.77 / mes
Capital e Interés (P&I)$2,960.27/mes
Property Tax (1.60%)$560.00/mes
Seguro de Casa (Home Ins.)$157.50/mes
Préstamo Neto (20% Down)$336,000

Tabla de Amortización Anual (15 Años)

AñoCapital PagadoInterés PagadoSaldo Restante
Year 1$13,486.38$22,036.86$322,513.62
Year 2$14,415.37$21,107.87$308,098.24
Year 3$15,408.36$20,114.88$292,689.89
Year 4$16,469.74$19,053.50$276,220.15
Year 5$17,604.23$17,919.01$258,615.91
Year 6$18,816.88$16,706.36$239,799.04
Year 7$20,113.05$15,410.19$219,685.98
Year 8$21,498.51$14,024.73$198,187.47
Year 9$22,979.41$12,543.83$175,208.06
Year 10$24,562.31$10,960.93$150,645.75
Year 11$26,254.25$9,268.99$124,391.49
Year 12$28,062.74$7,460.50$96,328.75
Year 13$29,995.81$5,527.43$66,332.95
Year 14$32,062.03$3,461.21$34,270.92
Year 15$34,270.57$1,252.67$0.35

Simulaciones Rápidas de Hipoteca en EE.UU.