30Y Mortgage (FRED): 7.32% 15Y Mortgage: 6.68% Fed Funds: 3.88% 10Y Treasury: 4.96% USD/MXN: $18.50 IRS Std. Deduction 2026: $15,000
Inicio › Hipoteca EE.UU. › $500,000
Tasa Oficial Reserva Federal (FRED) + Property Tax

Pago Mensual de una Hipoteca de $500,000 a 15 Años en EE.UU. (6.68% APR)

Pago Mensual Total Estimado (PITI en Texas)
$4,378.30 / mes
Capital e Interés (P&I)$3,524.13/mes
Property Tax (1.60%)$666.67/mes
Seguro de Casa (Home Ins.)$187.50/mes
Préstamo Neto (20% Down)$400,000

Tabla de Amortización Anual (15 Años)

AñoCapital PagadoInterés PagadoSaldo Restante
Year 1$16,055.21$26,234.35$383,944.79
Year 2$17,161.15$25,128.41$366,783.65
Year 3$18,343.27$23,946.29$348,440.38
Year 4$19,606.82$22,682.74$328,833.56
Year 5$20,957.41$21,332.15$307,876.16
Year 6$22,401.03$19,888.53$285,475.13
Year 7$23,944.09$18,345.47$261,531.03
Year 8$25,593.45$16,696.11$235,937.59
Year 9$27,356.42$14,933.14$208,581.17
Year 10$29,240.83$13,048.73$179,340.34
Year 11$31,255.04$11,034.52$148,085.30
Year 12$33,408.00$8,881.56$114,677.29
Year 13$35,709.27$6,580.29$78,968.03
Year 14$38,169.05$4,120.51$40,798.98
Year 15$40,798.27$1,491.29$0.71

Simulaciones Rápidas de Hipoteca en EE.UU.