30Y Mortgage (FRED): 7.32% 15Y Mortgage: 6.68% Fed Funds: 3.88% 10Y Treasury: 4.96% USD/MXN: $18.50 IRS Std. Deduction 2026: $15,000
Inicio › Hipoteca EE.UU. › $520,000
Tasa Oficial Reserva Federal (FRED) + Property Tax

Pago Mensual de una Hipoteca de $520,000 a 15 Años en EE.UU. (6.68% APR)

Pago Mensual Total Estimado (PITI en Texas)
$4,553.43 / mes
Capital e Interés (P&I)$3,665.10/mes
Property Tax (1.60%)$693.33/mes
Seguro de Casa (Home Ins.)$195.00/mes
Préstamo Neto (20% Down)$416,000

Tabla de Amortización Anual (15 Años)

AñoCapital PagadoInterés PagadoSaldo Restante
Year 1$16,697.47$27,283.73$399,302.53
Year 2$17,847.66$26,133.54$381,454.87
Year 3$19,077.07$24,904.13$362,377.81
Year 4$20,391.16$23,590.04$341,986.64
Year 5$21,795.78$22,185.42$320,190.86
Year 6$23,297.15$20,684.05$296,893.71
Year 7$24,901.95$19,079.25$271,991.76
Year 8$26,617.28$17,363.92$245,374.48
Year 9$28,450.78$15,530.42$216,923.71
Year 10$30,410.57$13,570.63$186,513.14
Year 11$32,505.36$11,475.84$154,007.78
Year 12$34,744.45$9,236.75$119,263.33
Year 13$37,137.77$6,843.43$82,125.56
Year 14$39,695.95$4,285.25$42,429.61
Year 15$42,429.61$1,550.85$0.00

Simulaciones Rápidas de Hipoteca en EE.UU.