30Y Mortgage (FRED): 7.32% 15Y Mortgage: 6.68% Fed Funds: 3.88% 10Y Treasury: 4.96% USD/MXN: $18.50 IRS Std. Deduction 2026: $15,000
Inicio › Hipoteca EE.UU. › $600,000
Tasa Oficial Reserva Federal (FRED) + Property Tax

Pago Mensual de una Hipoteca de $600,000 a 15 Años en EE.UU. (6.68% APR)

Pago Mensual Total Estimado (PITI en Texas)
$5,253.96 / mes
Capital e Interés (P&I)$4,228.96/mes
Property Tax (1.60%)$800.00/mes
Seguro de Casa (Home Ins.)$225.00/mes
Préstamo Neto (20% Down)$480,000

Tabla de Amortización Anual (15 Años)

AñoCapital PagadoInterés PagadoSaldo Restante
Year 1$19,266.30$31,481.22$460,733.70
Year 2$20,593.43$30,154.09$440,140.28
Year 3$22,011.98$28,735.54$418,128.30
Year 4$23,528.24$27,219.28$394,600.06
Year 5$25,148.95$25,598.57$369,451.10
Year 6$26,881.30$23,866.22$342,569.80
Year 7$28,732.99$22,014.53$313,836.81
Year 8$30,712.22$20,035.30$283,124.60
Year 9$32,827.79$17,919.73$250,296.81
Year 10$35,089.08$15,658.44$215,207.73
Year 11$37,506.15$13,241.37$177,701.58
Year 12$40,089.71$10,657.81$137,611.87
Year 13$42,851.23$7,896.29$94,760.64
Year 14$45,802.98$4,944.54$48,957.67
Year 15$48,957.67$1,789.47$0.00

Simulaciones Rápidas de Hipoteca en EE.UU.