30Y Mortgage (FRED): 7.32% 15Y Mortgage: 6.68% Fed Funds: 3.88% 10Y Treasury: 4.96% USD/MXN: $18.50 IRS Std. Deduction 2026: $15,000
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Federal Reserve FedACH & Fedwire Directory

Discover Bank Routing Number, Wire ABA & SWIFT Code (2026)

Primary Discover Bank Routing Number (ACH / Direct Deposit)
031100649
Domestic Wire Routing031100649
International SWIFT / BICDISCUS33
HeadquartersGreenwood, DE
U.S. Branches1

State-by-State Routing Numbers for Discover Bank

Regional ABA Numbers: Nationwide Online Checking & Savings Routing: 031100649

When setting up payroll direct deposit, IRS tax refunds, or ACH bill payments with Discover Bank, always verify the 9-digit routing number printed on the bottom-left corner of your checks or inside your mobile banking app.